Depression and Insurance
Life Insurance
Life Insurance Quotes for Depression
Real life insurance quotes, received by real people. Please use as an educational guide only.
Life IQ
Life Insurance Questions and Answers
People suffering from depression can ask for free consumer help from an independent life insurance broker. This online discussion forum provides free, easy, and anonymous access.
Steven H. Kobrin, LUTCF
Health Insurance
Ending Discrimination in Health Insurance
Legislative information regarding health insurance for depression treatment. "... many people who could benefit from treatment do not seek help because they are unsure about where to seek help, have limited mental health insurance coverage, or do not have any mental health insurance coverage."
American Psychological Association
Alternate Insurance Arrangements and the Treatment of Depression
"Using insurance claims data from nine large self-insured employers offering 26 alternative health benefit plans, we examine empirically how the composition and utilization for the treatment of depression vary under alternative organizational forms of insurance (indemnity, preferred provider organization networks or PPOs, and mental health carve-outs), and variations in patient cost-sharing (copayments for psychotherapy and for prescription drugs)."
National Bureau of Economic Research, Inc.
"Your method of payment for any possible therapy should be determined before you begin to investigate actual therapists. Your insurance coverage or income bracket may well determine the type of care you have available to you. Many insurance plans have certain restrictions you need to be aware of before you make your decision on treatment."
Have a Heart
"I was wondering if any lobbying is being done with the health insurance industry regarding depressive disorders and their treatment. I have to switch health insurance policies due to an exorbitant COBRA policy premium, and I was informed that several applications for health insurance have been declined due to the fact that I am on maintenance medication for depression. If depression is indeed a chemical imbalance in the brain, then why isn't it considered a medical disorder such as diabetes or high blood pressure? Isn't this attitude rather 19th century? What is your expert opinion on this dilemma?"
Continuing Medical Education
